Insurance

The True Cost of Insurance

I have been told that it is always better to buy 10 years too early than 1 minute too late. The Numbers This has always resonated with me as it relates to securing my retirement future and protecting my loved ones. There is still a huge misconception of what insurance can do for you and the associated costs. As of 2019 45% of the population feel they do not have enough money to start a policy. This is simply not…

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College Funding Strategies

The cost of higher education is only going up – 296% for in-state public university tuition and fees to be exact, but that shouldn’t get you down. Saving for college doesn’t need to be a burden. The desire to assist your children with the future cost of their education is an honorable aspiration. Let’s talk about two of your options: the state-sponsored 529 plan and Indexed Universal Life insurance. Indexed Universal Life: No Administrative fees No hidden maintenance cost Completely…

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David Mersereau is focused on meeting the financial and retirement needs of others through implementing financial strategies, coordinating estate planning, securing college funding and guaranteeing your insurance needs are met.

Click here to contact David and setup a consultation.

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1700 Chester Ave, Bakersfield CA 93301