It’s a new year and that means a new start to grow your financial independence. Whether your very familiar with a budget or you desire to get better at your money management, the following are simple and effective tips:
- Make a list of monthly expenses
- Pay your bills on the day you are paid
- Prepare a weekly budget
- Keep track of your expenses
- Re-work your budget
- It’s OK to say “NO”
Living within the budget is all about distinguishing your needs from your wants. Spend your money on things that are indispensable and you can occasionally also spend on leisure items
The secret to living comfortably within your budget revolves around planning, proper spending, and saving.
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