Budget

3 Simple Steps to Save More Money for Your Retirement

How to grow your retirement money today. It’s never too late to start saving more for retirement, and recovering from a late start on saving is easier than you think. Key Takeaways Most people are not saving as much money as they could be, or should be Finding ways to save more money is a lot easier than you think It is critical to enter retirement with your own savings strategies Here’s the hard truth — the reason people retire…

0
Read More

6 simple tips to live within your budget for 2021

It’s a new year and that means a new start to grow your financial independence. Whether your very familiar with a budget or you desire to get better at your money management, the following are simple and effective tips: Make a list of monthly expenses Pay your bills on the day you are paid Prepare a weekly budget Keep track of your expenses Re-work your budget It’s OK to say “NO” Living within the budget is all about distinguishing your…

0
Read More

How to Recover from a Late Start on Retirement Planning

A recent conversation with a friend inspired this article as the question he asked is not specific to only him and his wife. Many are conducting the same examination of their current retirement income strategies, and feel as though it may be hopeless. Following is his question. “My wife and I haven’t made the best decisions when it comes to retirement planning. As a result, we are now growing in age and don’t have nearly enough saved for retirement. Do…

0
Read More

F.I.R.E Up your Retirement

Let’s start with an understanding that retirement is not an age, it is a financial number. There is no rule that states you must work until you are 65 There is a new(ish) wave of people proving that it is possible to retire in their 30’s and 40’s with the financial freedom to repurpose their retirement into something greater. F.I.R.E is a moniker for Financial Independence, Retire Early and is a movement highlighting one’s ability to eliminate debt, save aggressively and…

0
Read More

David Mersereau is focused on meeting the financial and retirement needs of others through implementing financial strategies, coordinating estate planning, securing college funding and guaranteeing your insurance needs are met.

Click here to contact David and setup a consultation.

Come Visit Us in the Historic Downtown Haberfelde Building

 

1700 Chester Ave, Bakersfield CA 93301